Mercy Investment Services has established five Sponsored Ministry Funds as investment options for the eligible Sponsored Ministries that choose to participate. Each Sponsored Ministry Participant may choose to invest in one or more of the Sponsored Ministry Funds, depending on its return objectives and risk tolerances. Sponsored Ministries may choose to invest in only one fund, or a combination of one of the “diversified” Sponsored Ministry Funds (i.e., the 70/30 Fund, 60/40 Fund, 45/55 Fund, 30/70 Fund) and the Cash Fund. The Investment Committee may change any of these fund options in its discretion, and Investor Participants will be notified promptly of any material changes.

Each of the four diversified Sponsored Ministry Funds has its own target asset allocation, which will dictate the funds’ investment in the various underlying Asset Class Pools. The Cash Fund will invest exclusively in the Cash Pool. To ensure that the funds maintain an exposure at or near the stated targets, there are established ranges around each target.